Senior Commercial Underwriter

You will apply commercial insurance underwriting judgment to business information used in an AI-focused customer project. The work involves assessing risk, evaluating coverage needs, and explaining well-supported underwriting decisions.

You will review commercial documents and scenarios, identify concerns and coverage gaps, and assess whether risks are acceptable under relevant underwriting guidelines.

• Review business operations, exposures, loss histories, and other underwriting information.
• Evaluate commercial risk profiles and coverage requirements.
• Determine suitable coverage terms, conditions, and pricing based on risk characteristics.
• Prepare and review commercial insurance quotes for accuracy and consistency with underwriting guidelines.
• Identify underwriting concerns, coverage gaps, and factors affecting risk acceptability.
• Explain decisions clearly when handling complex commercial insurance scenarios.

This is a part-time independent contractor role for professionals with substantial commercial insurance underwriting experience. The project requires practical knowledge of commercial insurance products, coverage structures, risk evaluation, pricing, and quoting.

• Experience: At least five years of professional experience in commercial insurance underwriting.
• Required skills: Hands-on experience assessing, pricing, and quoting commercial insurance risks.
• Required knowledge: Commercial insurance products, coverage structures, underwriting principles, loss histories, business exposures, and commercial risk factors.
• Communication: Ability to explain the reasoning behind well-supported underwriting decisions.