Consumer Underwriter, BHG Financial (Jan 2026 – Apr 2026)
Underwrote consumer loan applications by reviewing income documentation and TransUnion credit reports to assess borrower risk and support lending decisions. Used investigative and risk-intelligence platform outputs to perform enhanced credit investigations and due diligence for underwriting. Produced compliant, structured loan packages aligned to internal underwriting standards and regulatory requirements, effectively labeling applicant risk outcomes for decisioning. • Reviewed and verified application completeness and conducted credit investigations to ensure accuracy and compliance. • Leveraged TLOxp and LexisNexis Risk Solutions outputs to support enhanced due diligence. • Made independent credit decisions within established lending guidelines while balancing risk mitigation with growth goals. • Prepared and structured loan packages using proprietary underwriting models and data analytics to accelerate processing.